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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Mar 4, 2025·5 days on market·Recent sales in Atlantic Beach

573 Aquatic Drive

Atlantic Beach, FL 32233

$290,000sold priceListed at $275,000 · 105.5% of asking$218/sqftMLS# 2071149
3
Beds
2
Baths
1,328
Sq Ft
1986
Built
—
Garage
No
Pool
No HOA3,049 sqft lotTownhouse2 stories

About this home

Atlantic Beach

MULTIPLE OFFER NOTIFICATION: SUBMIT BY 5PM SUNDAY, 02.23.25. Calling 'AS IS CASH ONLY' BUYERS. This DATED 3/2 ATLANTIC BEACH Townhome in Aquatic Gardens is Ready for Your Special Touches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Duval County$474
Estimated total, before insurance$2,080/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $474
Insurance (est.): $193
Estimated Total Monthly
$2,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$343,368$0—
2024$343,871$0▲ $142
2023$290,126$0—
2022$230,945$0—
2021$170,984$0—
2020$166,918$1,264—

2024 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $294/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
696 Aquatic Drive, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$392,000$2953/21,32850
639 Aquatic Drive, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYAug 2026$390,000$2943/21,328130.1
570 Aquatic Drive, Atlantic Beach, FL 32233Listed by BACHMANN HOMES REALTY, LLCMay 2026$455,000$3163/21,44010.1
1114 Scheidel Court, Atlantic Beach, FL 32233Listed by UNITED REAL ESTATE GALLERYJul 2026$230,100$1773/21,3002110.2
836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTYJun 2026$291,000$2582/1.51,1281410.2
750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLCAug 2026$285,000$2702/1.51,056540.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$207
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,328
Acres0.07 acres
Year Built1986
TypeResidential
Sub-TypeTownhouse
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address573 Aquatic Drive, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionAquatic Gardens
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size3,049.2 sq ft
Parcel Number1718185336
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesOpen Floorplan, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Concrete, Tile
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 19, 2025
Days on Market5
Tax Amount$384.41
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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