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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 25, 2025·22 days on market

420 SW Jasmine Avenue

Keystone Heights, FL 32656

$237,000sold priceListed at $239,900 · 98.8% of asking$194/sqftMLS# 2069038
3
Beds
2
Baths
1,222
Sq Ft
1974
Built
—
Garage
No
Pool
No HOA12,197 sqft lotSingle Family Residence1 story

About this home

Keystone Heights

Nestled in the peaceful, picturesque community of Keystone Heights, this beautiful 3-bedroom, 2-bathroom block home offers a perfect blend of comfort and convenience. This well-maintained property is ideal for both families and individuals looking for a serene retreat with close proximity to local amenities The bright and airy living room provides a welcoming atmosphere, perfect for relaxing or entertaining guests The kitchen offers modern appliances, and a spacious dining area for family meals.Outside, the large backyard provides a private oasis with room for gardening, playing, or hosting gatherings. Enjoy the tranquility of rural living while being just a short walk from schools, parks, and shops.This home also offers the added benefit of being located near beautiful lakes and recreational areas, making it the perfect spot for outdoor enthusiasts. Whether you are a first-time homebuyer or looking for a peaceful getaway, this home offers the perfect blend of comfort and location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,313
Property taxesest. at asking price, Clay County$363
Estimated total, before insurance$1,676/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,969/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$237,000
$47,400
Loan Term
Monthly Payment
$1,313
Principal & Interest: $1,313
Property taxes (est.): $363
Insurance (est.): $158
Estimated Total Monthly
$1,834
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,969/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
430 SW Jasmine Avenue, Keystone Heights, FL 32656Listed by REAL BROKER LLCOct 2026$224,800$1913/21,1761390
475 SW Nightingale Street, Keystone Heights, FL 32656Listed by TREVOR WATERS REALTY, INC.Oct 2026$185,000$1363/1.51,360460.1
465 SW Nightingale Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$233,000$2133/21,092700.1
635 SW Cardinal Drive, Keystone Heights, FL 32656Listed by CW REALTYJul 2026$272,500$1953/21,39860.2
140 SW Citrus Avenue, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCApr 2026$70,000$683/11,022670.3
7550 Golf Street, Keystone Heights, FL 32656Listed by CW REALTYMar 2026$179,000$1144/21,575230.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,900
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,222
Acres0.28 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address420 SW Jasmine Avenue, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionSunrise Park
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size12,196.8 sq ft
Parcel Number19082302252300000

Amenities

UtilitiesElectricity Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofShingle
ConstructionBlock

Additional Information

Date ListedMarch 11, 2025
Days on Market22
Tax Amount$2,969.24
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY

Sold by: FLORIDA'S CHOICE REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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