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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 1, 2025·132 days on market

20603 NE 22nd Lane

Hawthorne, FL 32640

$295,000sold priceListed at $294,900 · 100% of asking$410/sqftMLS# 2061214
2
Beds
1
Baths
720
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA20.00 acresMobile Home1 story

About this home

Hawthorne

Unique twenty acres having SFR (2.8 acres), timber land (12.20 acres) and swamp (5 acres) zoning classifications. The property consists of a 2/1 cabin (currently leased) as well as a mobile home and pole barn (both selling as is with no guarantees). Each dwelling has a dedicated septic system but they share a well. Showings will be by appointment only. Do not enter the property without a Realtor and confirmed appointment!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Estimated total, before insurance$1,634/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Insurance (est.): $197
Estimated Total Monthly
$1,831
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,623 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $307/sq ft; this home is listed at $410/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20812 NE 51st Lane, Earleton, FL 32631Listed by CENTURY 21 LAKESIDE REALTYSep 2025$206,000$3071/16723151.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$294,900
Price / Sq Ft$410
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage720
Acres20.00 acres
Year Built1984
TypeResidential
Sub-TypeMobile Home
StyleCottage
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address20603 NE 22nd Lane, Hawthorne, FL 32640
Area722-Orange Heights-South Of SR-26
SubdivisionMetes & Bounds
CityHawthorne
CountyAlachua
StateFL
Zip Code32640
Lot Size871,200 sq ft
Parcel Number18935001000

Amenities

UtilitiesSewer Available, Water Available
SewerSeptic Tank
Water SourceShared Well, Well
ParkingOther
ViewTrees/Woods

Interior

AppliancesOther, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch
RoofMetal
Road FrontageCounty Road

Additional Information

Date ListedSeptember 5, 2025
Days on Market132
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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