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Sold

Sold·Closed May 19, 2025·85 days on market

7603 Sand Dune Court

Keystone Heights, FL 32656

$200,000sold priceListed at $225,000 · 88.9% of asking$119/sqftMLS# 2060645
3
Beds
2
Baths
1,680
Sq Ft
1993
Built
1
Garage
No
Pool
No HOA2.13 acresManufactured Home1 story

About this home

Keystone Heights

Great location...close to town but has rural setting. Home sets on 2 plus acres (two parcels) fenced and cross fenced. Large garage (60 x 30) plus lean-to (12 x 26). Garage features A/C, attic, washer & dryer hook-up. Sprinkler system, outside shower and free-standing carport just to name a few of the amenities. This home has both front and back porch for early morning coffee or just relaxing. Family room with wood burning fireplace. Eat-in kitchen, pantry. New Metal Roof Jan 2025. Poly-B replaced with new plumbing and new water heater Feb 2025. Don't miss this opportunity...come and see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Clay County$306
Estimated total, before insurance$1,414/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$811/yr · $68/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $307
Insurance (est.): $133
Estimated Total Monthly
$1,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$151,520$20,930—
2024$144,542$20,000—
2023$140,548$20,000—
2022$106,646$24,500—
2021$89,831$24,500—
2020$79,901$24,500—

2024 property taxes (current owner): $811/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $134/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7593 Silver Sands Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$220,000$1173/21,876710.2
5900 Sequoia Road, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYSep 2026$239,700$1264/21,90400.5
7588 Casa Grande Boulevard, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLCJul 2026$269,900$1355/32,001900.6
5915 Oak Leaf Road, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INCApr 2026$249,900$1364/21,836850.6
5648 Silver Sands Circle, Keystone Heights, FL 32656Listed by CW REALTYDec 2025$339,000$1863/31,82040.6
5579 Deerlodge Court, Keystone Heights, FL 32656Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$249,900$1153/22,176160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$134
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,680
Acres2.13 acres
Year Built1993
TypeResidential
Sub-TypeManufactured Home
StatusClosed
# of Garages1
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address7603 Sand Dune Court, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionBig Tree Lakes
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size92,565 sq ft
Parcel Number14082300143752800
ZoningMobile Home(s)

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dryer, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionCleared, Corner Lot, Sprinklers In Front, Wooded
Patio / PorchCovered, Deck, Front Porch, Rear Porch, Screened
FencingCross Fenced, Full
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceDirt
Road FrontageOther

Additional Information

Date ListedFebruary 11, 2025
Days on Market85
Tax Amount$810.97
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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