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Sold·Closed Jun 10, 2025·130 days on market
128 Dinkla Lane
Palatka, FL 32177
About this home
Palatka
NEW METAL ROOF!! 1 YEAR HOME WARRANTY INCLUDED! GET A 1% CREDIT TOWARDS YOUR CLOSING COSTS WITH SELLERS PREFERRED LENDER!! Nestled on a private 1.13-acre lot at the end of a peaceful dead-end street, this stunning custom-built home offers the perfect blend of elegance and functionality. Boasting 3 bedrooms, 2.5 baths, and a thoughtful split floor plan, the home features a separate living room, a cozy family room with a fireplace, and rich oak trim and crown molding throughout. The kitchen is a chef's delight with oak cabinets, granite countertops, a gas stove and oven, plus an additional built-in electric oven, and a convenient butler's pantry. The primary suite is a true retreat, showcasing a double tray ceiling, a spacious walk-in closet with custom-built shelving and drawers, and an en-suite bathroom with a Jacuzzi tub and tiled walk-in shower. Your primary suite connects seamlessly to the screened back porch that overlooks the sparkling pool.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 16 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $7,747/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $209/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 264 Peniel Church Road, Palatka, FL 32177Listed by MOMENTUM REALTY | Jul 2026 | $575,000 | $290 | 3/2 | 1,980 | 10 | 0.4 |
| 269 Peniel Church Road, Palatka, FL 32177Listed by IHEART REALTY INC | Mar 2026 | $450,000 | $243 | 4/2 | 1,855 | 111 | 0.4 |
| 5108 Silver Lake Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Jun 2026 | $375,000 | $182 | 4/3 | 2,062 | 9 | 0.8 |
| 647 Newcastle Road, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Sep 2026 | $328,990 | $182 | 4/2 | 1,812 | 53 | 1.3 |
| 701 Newcastle Road, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Sep 2026 | $314,990 | $187 | 4/2 | 1,684 | 50 | 1.3 |
| 715 Newcastle Road, Palatka, FL 32177Listed by WJH BROKERAGE FL LLC | Jun 2026 | $309,990 | $171 | 4/2 | 1,812 | 7 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines