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Sold

Sold·Closed Jan 23, 2026·330 days on market

6730 Dunn Drive

Keystone Heights, FL 32656

$230,000sold priceListed at $236,000 · 97.5% of asking$106/sqftMLS# 2056308
4
Beds
2
Baths
2,160
Sq Ft
1959
Built
—
Garage
No
Pool
No HOA0.52 acresSingle Family Residence1 story

About this home

Keystone Heights

''Just reduced by 23K''. This beautifully remodeled gem offers the perfect blend of modern updates and peaceful, nature-inspired living. Situated on a lovely, oversized 0.52-acre lot, this 4-bedroom, 2-bathroom home radiates warmth and style from every angle. From the moment you arrive, you'll appreciate the thoughtful updates that make this home feel like new- roof (3yrs.), A/C (2 yrs) window (2 yrs) and much more. All appliances are 2 yrs old; stove has built-in air fryer. A magnificent fireplace for the cool evenings. Lovingly updated to retain its classic charm, this home now offers modern comfort and reliability for years to come. Beyond the inviting interior, the home is surrounded by natural beauty, with deeded rights to a nearby lake (Spring Lake). See how this Keystone Heights charmer could be your very own slice of paradise!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Clay County$352
Estimated total, before insurance$1,626/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $353
Insurance (est.): $153
Estimated Total Monthly
$1,780
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $235,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$254,164$182,008—
2024$251,601$175,890—
2023$229,020$169,020—
2022$193,884$193,884—
2021$60,850$30,425—
2020$53,240$3,482—

2023 property taxes (current owner): $3,051/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $109/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6767 State Road 21, Keystone Heights, FL 32656Listed by CORE REALTY, LLCJul 2026$119,333$693/21,7301640.5
5893 White Sands Road, Keystone Heights, FL 32656Listed by THE WILKINS WAYJul 2026$525,000$2583/32,0371411
6757 Deer Springs Road, Keystone Heights, FL 32656Listed by AJ REALTY GROUP FLORIDA INCSep 2026$299,900$1743/21,720331.5
5557 County Road 352, Keystone Heights, FL 32656Listed by CB ISAAC REALTYJun 2026$275,000$1533/11,8002141.6
5670 Acadia Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJul 2026$265,000$1753/21,512501.8
5419 County Road 352, Keystone Heights, FL 32656Listed by MOMENTUM REALTYSep 2026$420,000$1705/2.52,471911.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$236,000
Price / Sq Ft$109
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,160
Total Structure Area2,160 sq ft
Acres0.52 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMcrae
HighKeystone Heights

Community Information

Address6730 Dunn Drive, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size22,651.2 sq ft
Lot Dimensions150X204.85
Parcel Number03082300080000000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringConcrete, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchDeck, Side Porch
FencingBack Yard, Wood
RoofMetal
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedNovember 12, 2024
Days on Market330
Tax Amount$3,050.55
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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