No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Jan 14, 2026·412 days on market
8232 Swan Lake Road
Melrose, FL 32666
About this home
Melrose
Just minutes from Historic Melrose Florida is this move in ready 2 bed 2 bath manufactured home on Lake Swan Road. The Large 2.7 acre partially wooded property is just beautiful and has paved road frontage. The split floor plan home has over 900 Sq ft. It has a large handicapped accessed covered deck with a large open area for family gatherings. Other property features included are: an unfinished cottage, 2 car carport, large storage building, paved driveway, RV site with hookups and large deck. What a great place to enjoy some rural living again, yet being close to major towns like Gainesville, Palatka, Ocala and Starke Florida. But you'll find most all your conveniences just down the road in Historic Melrose and Keystone Heights: Restaurants, drug stores, Doctors, food stores, entertainment, cultural activities and for your recreational water enjoyment like: wake surfing, kayaking. fishing, sking, swimming, there's 6000 acre Santa Fe Lake.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,571 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 7 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 6 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 6 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $549/yr
Estimated taxes if purchased at asking price: ~$2,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $154/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8206 Swan Lake Road, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2025 | $125,000 | $160 | 2/2 | 780 | 59 | 0.1 |
| 8186 County Line Road, Melrose, FL 32666Listed by HELEN HERSEY REALTY | Sep 2025 | $150,000 | $139 | 2/2 | 1,080 | 68 | 0.3 |
| 8118 County Line Road, Melrose, FL 32666Listed by CB ISAAC REALTY | Sep 2025 | $270,000 | $234 | 3/2 | 1,152 | 48 | 0.5 |
| 8027 Valley Drive, Keystone Heights, FL 32656Listed by HATCH REALTY SERVICES | Dec 2025 | $137,000 | $124 | 3/2 | 1,104 | 0 | 0.8 |
| 6099 Milligan Road, Keystone Heights, FL 32656Listed by FUTURE HOME REALTY INC | Jul 2025 | $179,990 | $170 | 3/1 | 1,056 | 101 | 0.8 |
| 119 Pine Trail, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC. | Oct 2026 | $162,500 | $181 | 1/1 | 898 | 214 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 LAKESIDE REALTY
Sold by: CENTURY 21 LAKESIDE REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Hillcrest
For Sale3762 Hartsfield Forest CircleJacksonville, FL 32277
3 bd · 2.5 ba · 1,701 sq ft
$229,000Est. $1,219/moWelcome to this beautiful, updated, move-in-ready townhouse in Jacksonville 32277 with 3 beds, 2.5 baths, and 1,701…
Listing Office: casseus realty corp
Under Contract3645 Hartsfield Forest CircleJacksonville, FL 32277
3 bd · 2.5 ba · 1,701 sq ft
$235,500Est. $1,253/moWelcome Home to Hillcrest Whether it's your first, next, or forever home, this spacious 3-bed, 2.5-bath, two-story…
Listing Office: united real estate gallery
For Sale3706 Hartsfield Forest CircleJacksonville, FL 32277
3 bd · 2.5 ba · 1,701 sq ft
$239,000Est. $1,272/moEnjoy the best of Jacksonville living in popular Hillcrest, with easy access to I-295 and the Southside Connector,…
Listing Office: oakleaf equity inc
For Sale1153 NW 50th TerraceGainesville, FL 32605
3 bd · 2.5 ba · 1,979 sq ft
$437,000Est. $2,326/moWrapped in cheerful yellow with a timeless covered front porch and an elegant brick walkway, this Gainesville residence…
Listing Office: real broker llc
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines