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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a new construction home in Jacksonville.

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Sold

Sold·Closed Dec 16, 2024·8 days on market·Recent sales in Neptune Beach

400 Oceanwood Drive

Neptune Beach, FL 32266

$1,075,000sold priceListed at $1,125,000 · 95.6% of asking$492/sqftMLS# 2054996
4
Beds
3
Baths
2,185
Sq Ft
2024
Built
2
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 storyNew construction

About this home

Neptune Beach

NEW CONSTRUCTION 2024 Discover coastal luxury in this east of Penman in Neptune Beach. Located in a quiet neighborhood, it's a short walk to Atlantic/Neptune Beach Town Center, the beach, and Jarboe Park. The 75 x 135 lot offers room for a pool, wrap-around gutters, Cypress shutters, an outdoor shower, and lush landscaped grounds with an irrigation system. Inside, enjoy a vaulted living area leading to a chef's kitchen with an 8ft x 4ft island, quartz countertops, self-closing cabinets, walk-in pantry, wet bar, and premium fixtures. The primary suite features a tray ceiling, custom walk-in closet, and private exit. Spacious two-car garage with ample beach gear storage. With 9.5'' wide plank flooring, custom shelving, and a 172 sq ft vaulted back porch with tongue and groove details, this home combines elegance with coastal ease.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,954
Property taxesest. at asking price, Duval County$1,755
Estimated total, before insurance$7,710/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,954
Principal & Interest: $5,954
Property taxes (est.): $1,755
Insurance (est.): $717
Estimated Total Monthly
$8,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $6,458/yr

Estimated taxes if purchased at asking price: ~$21,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2024Listed$1,125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $515/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORPSep 2026$890,000$5174/21,72040.2
518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC.Aug 2026$619,750$3563/21,74370.2
636 Camellia Terrace Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$735,000$2664/32,7671100.3
1017 Hagler Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$4554/32,20030.4
57 Sherry Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,380,000$6403/2.52,155220.5
1821 Leeward Lane, Neptune Beach, FL 32266Listed by LATITUDE 30 REALTY LLCSep 2026$630,000$3384/31,863620.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,125,000
Price / Sq Ft$515
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,185
Total Structure Area3,095 sq ft
Acres0.23 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

Community Information

Address400 Oceanwood Drive, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionNeptune Beach
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size10,018.8 sq ft
Lot Dimensions75 x 135
Parcel Number1788810000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, On Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionWood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedNovember 6, 2024
Days on Market8
Tax Amount$6,458.26
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 16, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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