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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jan 6, 2025·82 days on market·Recent sales in Jacksonville Beach

3780 Burnt Pine Drive

Jacksonville, FL 32224

$630,000sold priceListed at $659,000 · 95.6% of asking$311/sqftMLS# 2052128
3
Beds
2
Baths
2,025
Sq Ft
2014
Built
2
Garage
No
Pool
HOA $67/mo7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Fabulous coastal cottage features durable fiber cement lap siding, craftsmen columns, exposed brackets, carriage house garage doors & inviting front porch. Enjoy the carefree flow in this single-story home with 3 bedrooms & multi-purpose flex/office space. Kitchen features White Cabinetry, Corian counters, Stainless Steel appliances, 4 Burn Gas Oven, Oversized Island, plus updated & well designed pantry. Exceptional quality in the rich wood flooring, shiplap island, tray dining area ceiling, crown molding, decorative lighting, 9' & 10' ceilings. Owners suite with tray ceiling, garden tub, separate shower, double bowl under mount sinks in vanity & walk in closet. Sensational pocketing doors lead to outdoor living on covered paver lanai with room for al fresco dining & lounging. The beautiful private and generous back yard is fenced for playtime or pets. This stunning home has convenient access to the community amenities, Mayo Clinic, St Johns Town Center & the area Beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,490
Property taxesest. at asking price, Duval County$1,029
HOAbilled annually$67
Estimated total, before insurance$4,585/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$630,000
$126,000
Loan Term
Monthly Payment
$3,490
Principal & Interest: $3,490
Property taxes (est.): $1,029
Insurance (est.): $420
Estimated Total Monthly
$4,938
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,663/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2024Listed$659,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3719 Sea Hawk Street E, Jacksonville, FL 32224Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$425,000$1914/2.52,227990.5
3941 Danforth Drive W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$529,900$2434/22,18320.6
3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTYSep 2026$630,000$3533/21,787290.8
4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$626,025$2963/22,11430.9
14637 Marsh View Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,150,000$4924/2.52,337101.1
3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$400,000$2554/21,56711.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,000
Price / Sq Ft$325
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,025
Total Structure Area2,854 sq ft
Acres0.17 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address3780 Burnt Pine Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionCrosswater@pablo Bay
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size7,405.2 sq ft
Lot Dimensions50 x 146.5
Parcel Number1674512110
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2024
Days on Market82
HOA Fees$798 / Annually
HOA FrequencyAnnually
HOA NameCrosswater
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,663.25
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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