Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jax Beach Park, Neptune Beach — a home near Duncan U. Fletcher High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 9, 2024·16 days on market·Recent sales in Jax Beach Park·Jax Beach Park

513 Oleander Street

Neptune Beach, FL 32266

$741,000sold priceListed at $750,000 · 98.8% of asking$441/sqftMLS# 2051992
3
Beds
2.5
Baths
1,680
Sq Ft
1989
Built
2
Garage
No
Pool

6 more homes for sale in Jax Beach Park →Search Jax Beach Park on the map

No HOA5,663 sqft lotSingle Family Residence2 stories

About this home

Jax Beach Park

Close to the beach and schools. This home has a vaulted ceiling in the living room. 3 BR, 2-1/2 BA, eat in kitchen and a nice lot with room to play. Wood on the stairs. All bedrooms are upstairs. Location, location, location. This is a real value for this street.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,104
Property taxesest. at asking price, Duval County$1,210
Estimated total, before insurance$5,314/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$741,000
$148,200
Loan Term
Monthly Payment
$4,104
Principal & Interest: $4,104
Property taxes (est.): $1,210
Insurance (est.): $494
Estimated Total Monthly
$5,808
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,959/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2024Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $561/sq ft; this home is listed at $446/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
416 Hopkins Street, Neptune Beach, FL 32266Listed by PREMIER REAL ESTATESep 2026$876,000$5614/2.51,562470.2
545 South Street, Neptune Beach, FL 32266Listed by HOVER GIRL PROPERTIESAug 2026$1,450,000$7424/2.51,953330.2
213 Hopkins Street, Neptune Beach, FL 32266Listed by COMPASS FLORIDA LLCJul 2026$1,200,000$6154/31,95070.3
524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COASTSep 2026$735,000$4604/31,59880.5
1811 Twelve Oaks Lane N, Neptune Beach, FL 32266Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$1,100,000$5384/2.52,04360.6
942 16th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCAug 2026$668,000$4024/2.51,66270.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$750,000
Price / Sq Ft$446
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,680
Acres0.13 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

School Information

Community Information

Address513 Oleander Street, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionJax Beach Park
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size5,662.8 sq ft
Parcel Number1736570000
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo

Exterior

Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 17, 2024
Days on Market16
Tax Amount$5,958.9
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jax Beach Park

Jax Beach Park is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Jax Beach Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 9, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines