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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Belleza, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Jan 6, 2025·148 days on market·Recent sales in Belleza·Belleza

440 Timberwalk Court 911

Ponte Vedra Beach, FL 32082

$290,000sold priceListed at $305,000 · 95.1% of asking$287/sqftMLS# 2037757
2
Beds
2
Baths
1,012
Sq Ft
1997
Built
—
Garage
No
Pool

8 more homes for sale in Belleza →Search Belleza on the map

HOA $399/moCondominium1 story

About this home

Belleza

First floor 2 BD/2 Bath end unit. The kitchen was just completely renovated with new cabinets, granite counter tops, updated bathrooms, open floor plan with wood burning firepace, all new light fixtures and ceiling fans, new LVF in kitchen and bedrooms and tile in living area. This gated community has resort style amenities to include pool, spa, gym, tennis courts, basketball courts, beach volleyball court, tanning bed, boat parking and more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$399
Estimated total, before insurance$2,391/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $386
Insurance (est.): $193
Estimated Total Monthly
$2,186
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$235,000$223,861—
2024$241,000$203,510—
2023$237,150$185,009—
2022$178,000$168,190—
2021$156,000$152,900—
2020$139,000$139,000—

2023 property taxes (current owner): $1,020/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $301/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
430 Timberwalk Court 1011, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$280,000$2772/21,012200
425 Timberwalk Court 1135, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJun 2026$238,000$2352/21,0122190
2131 Sea Hawk Drive, Ponte Vedra Beach, FL 32082Listed by INI REALTYJul 2026$265,000$2572/21,030110.1
2054 Sea Hawk Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$272,000$2502/21,090430.2
605 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$275,000$2252/2.51,220430.3
1655 The Greens Way 3325, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Sep 2026$225,000$1952/21,156720.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$305,000
Price / Sq Ft$301
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,012
Total Structure Area1,012 sq ft
Year Built1997
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address440 Timberwalk Court 911, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionBelleza At Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0510880911
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, Parking Lot

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchCovered, Screened, Side Porch
RoofShingle

Additional Information

Date ListedDecember 28, 2024
Days on Market148
HOA Fees$399 / Monthly
HOA FrequencyMonthly
HOA NameBelleza at Ponte Vedra Condo
Tax Amount$1,020
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BENCHMARK HOMES REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Belleza

Belleza is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Belleza homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines