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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bermuda Bay, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Mar 28, 2025·257 days on market·Recent sales in Bermuda Bay·Bermuda Bay

300 Bermuda Bay Circle 302

Ponte Vedra Beach, FL 32082

$490,312sold priceListed at $499,000 · 98.3% of asking$283/sqftMLS# 2029769
3
Beds
2
Baths
1,731
Sq Ft
1998
Built
2
Garage
No
Pool

2 more homes for sale in Bermuda Bay →Search Bermuda Bay on the map

HOA $597/moCondominium1 story

About this home

Bermuda Bay

NEW MASSIVE PRICE REDUCTION - Seller is Highly Motivated! VA Loan Approved This stunning top-floor condo in the gated Bermuda Bay community offers 3 spacious bedrooms and 2 full baths, combining comfort with convenience. The open floor plan features a breakfast bar that connects the kitchen to the dining and living areas, creating a seamless flow for easy living and entertaining. Enjoy coastal living at its finest with a large screened-in balcony that provides peaceful, serene views. Additional features include a 2-car garage for added security and convenience Just minutes from Mickler's Beach for your seaside getaways and Sawgrass Village for shopping and dining, this home offers the perfect balance of relaxation and convenience. Located in the highly sought-after Bermuda Bay community, this is coastal living at its best. Schedule your showing today and see all this home has to offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,716
Property taxesest. at asking price, St. Johns County$652
HOAbilled monthly$597
Estimated total, before insurance$3,965/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,312
$98,062
Loan Term
Monthly Payment
$2,716
Principal & Interest: $2,716
Property taxes (est.): $652
Insurance (est.): $327
Estimated Total Monthly
$3,695
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,376/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 5, 2024Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $288/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Bermuda Bay Circle 105, Ponte Vedra Beach, FL 32082Listed by THE AGENCY AT PONTE VEDRAJul 2026$515,000$2713/21,903370
200 Bermuda Bay Circle 202, Ponte Vedra Beach, FL 32082Listed by DAVIDSON REALTY, INC.Jun 2026$505,000$2593/21,9471170
10025 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$530,000$3722/21,424171.4
504 Tournament Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS JACKSONVILLEMay 2026$330,000$2512/21,316161.6
132 Willow Pond Lane, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES,Aug 2026$605,000$3213/2.51,886241.7
9777 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJul 2026$590,000$4142/21,424191.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$288
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,731
Year Built1998
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address300 Bermuda Bay Circle 302, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionBermuda Bay
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0685600302

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionWooded
Patio / PorchScreened

Additional Information

Date ListedJune 5, 2024
Days on Market257
HOA Fees$597 / Monthly
HOA FrequencyMonthly
Tax Amount$2,376.46
Tax Year2023
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bermuda Bay

Bermuda Bay is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Bermuda Bay homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines