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Florida neighborhood streetscape

Read the HOA docs before they read you.

The rules that change how you can live — rent it out, park the truck, fence the yard, keep the dog — are buried in a PDF nobody reads until it’s too late. Upload yours and get the clauses that bite, in plain English, with the exact quote and page number for every one. Free, no account, and your document is never stored.

Declaration / CC&Rs, rules, or budget — up to 15MB (~100 pages). Best first upload: the Declaration.

Your document is read once and never stored — nothing is kept after this page shows your results.

Common questions

What documents should I upload?

Start with the Declaration (CC&Rs) — that’s where the binding rules live. Rules & regulations, bylaws, budgets, and amendments each add detail; upload them one at a time if the full package runs long. In Florida your contract package typically includes these, and declarations are also recorded with the county.

What happens to my document?

It’s read once to produce the results on your screen and never stored — no copy is kept on this site’s servers, no account is required, and nothing is shared. Print or save the results page if you want to keep the summary.

What does it look for?

The clauses that most often surprise buyers: lease minimums and rental caps, pet number/weight/breed limits, truck-RV-boat parking rules, special assessments and reserve funding posture, capital contributions and transfer fees due at purchase, fencing and architectural approval scope, buyer-approval or right-of-first-refusal provisions, and the fining regime. Every finding carries a quote and page number so you can verify it yourself.

Is this legal advice?

No — it’s a careful reading of what your document says, built to make your questions sharper. Amendments can exist outside any single PDF, and the association’s estoppel letter is the authoritative pre-closing statement of fees and violations. For legal interpretation, use a Florida real estate attorney; I can recommend several.

Found something that worries you?

Krista Fracke reads association documents on every purchase she works — and knows which findings are dealbreakers, which are negotiable, and which are normal Florida.