Jacksonville
Bank-Owned (REO) Homes in Jacksonville
2 homes · updated 20 minutes ago
Every Jacksonville listing whose MLS remarks say bank-owned, lender-owned, REO or HUD: homes a lender or the government took back and now sells through a listing agent, as-is, on its own contract forms (the MLS’s own condition field is masked in the IDX feed, so the remarks are the record).
How short sales, foreclosures and REO actually work here → · Buying a bank-owned home, step by step →
Short sales in Jacksonville · Foreclosures in Jacksonville
Bank-owned homes in Northeast Florida · Bank-owned homes in St. Johns County · Bank-owned homes in Nassau County
Market Snapshot
As of October 1, 2026, recent MLS-recorded sales in bank-owned (reo) homes in Jacksonville show a median sold price of $140,000 across 5 MLS-recorded sales; 2 homes are currently for sale ($209,777 - $429,000).
- Median Sold (12 mo, MLS)
- $140,000
- Avg. Days to Sell
- 78 days
- Homes Sold (12 mo)
- 5
- For Sale Now
- 2
- HOA Dues
- ~$555/mo typical
- 1 of 2 listings carry dues
Market stats are based on similar homes in bank-owned (reo) homes in Jacksonville, including 5 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.
bank-owned (reo) homes in Jacksonville Home Values
The MLS-recorded sales above are what homes in bank-owned (reo) homes in Jacksonville actually sell for — and the comp set your future buyer will see. Own a home here? This page updates with every new listing, price change, and recorded sale, so following it is the simplest way to watch your equity. There’s no automated estimate on this site — when you want a real number, Krista prepares it personally against these sales.
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This market, from the inside
REO is the most financeable kind of distressed purchase and the most process-bound. The guide linked below walks through the offer, the addenda and the inspection period.
Frequently asked questions
What is a bank-owned home in Jacksonville?
A home the lender took back at the foreclosure sale and now sells through a listing agent, flagged in the MLS as Real Estate Owned (REO). HUD-owned homes are the government’s version for FHA-insured loans. Both sell as-is on the seller’s contract forms, both can take financing in most cases, and both move on the seller’s timeline, which is slower than a private seller’s.
How do I make an offer on an REO?
Through the listing agent, on the bank’s addenda, usually with proof of funds or a pre-approval attached and a response window measured in business days rather than hours. Banks counter on price and strip contingencies, and the inspection period is the one to protect. I have the addenda read before the offer goes in.
Looking for bank-owned (reo) homes in Jacksonville?
I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.
Contact Krista