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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$1,599,0004 bd · 3.5 ba · 3,004 sq ft

Active·17 days on market

113 Spring Rise Circle

Bunnell, FL 32110

$1,599,000$532/sqftEst. $8,718/mo mortgageMLS# 2170728
4
Beds
3.5
Baths
3,004
Sq Ft
2021
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $123/mo10.22 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bunnell

Some properties offer beautiful homes. Others offer an extraordinary way of living. Set on 10.22 acres in gated Sweetwater Estates, this remarkable contemporary estate, custom built by Olsen Homes in 2021, offers a rare combination of striking architecture, exceptional amenities, privacy, and room to enjoy it all. From the moment you enter, soaring ceilings, imported Italian porcelain tile, and beautiful architectural details make an impression. The expansive great room features ceilings reaching 15 feet, a contemporary electric fireplace, and six pocketing glass doors that open to an incredible indoor-outdoor living experience. And the kitchen is something special! Bold contemporary cabinetry, an expansive quartz island, and an impressive collection of Thermador appliances, including a column refrigerator and freezer, double ovens, induction cooktop, built-in espresso machine, wine cooler, and two dishwashers. A generous walk-in pantry completes this thoughtfully designed space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$8,718
HOAbilled annually$123
Estimated total, before insurance$8,841/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,171/yr · $931/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,599,000
$319,800
Loan Term
Monthly Payment
$8,718
Principal & Interest: $8,718
Insurance (est.): $1,066
Estimated Total Monthly
$9,784
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 10-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 6:45 AM, sunset 5:33 PM.

  • A pool here is warm and sunset-lit.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,171/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$1,599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,599,000
Price / Sq Ft$532
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,004
Total Structure Area4,706 sq ft
Acres10.22 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesGas Heat, Heated, Screen Enclosure, Solar Heat
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address113 Spring Rise Circle, Bunnell, FL 32110
Area604-Flagler County-South Of SR100/West Of US-1
SubdivisionSweetwater
CityBunnell
CountyFlagler
StateFL
Zip Code32110
Lot Size445,183.2 sq ft
Parcel Number2113305710000000050
ZoningAgricultural

Amenities

AmenitiesGated, Maintenance Grounds
Community FeaturesStreet Lights, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Not Available, Propane
SewerSeptic Tank
Water SourceWell
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Gas, Outside
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesFire Pit, Impact Windows, Outdoor Kitchen, Outdoor Shower
Lot DescriptionAgricultural
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofTile
ConstructionBlock, Stucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedOctober 23, 2026
Days on Market17
HOA Fees$1,476 / Annually
HOA FrequencyAnnually
HOA NameSweetwater
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$11,171.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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