Active·2 days on market
121 Ambrose Avenue
Satsuma, FL 32189
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Satsuma
Welcome to 121 Ambrose Road in Satsuma! This beautifully remodeled 3-bed, 2-bath home offers 1,488 sq ft of comfortable living space. The interior features a bright, open floor plan with fresh paint, new trim, and brand-new luxury laminate flooring throughout. The fully upgraded kitchen showcases white shaker-style cabinets, modern marble-look countertops, an eye-catching mosaic tile backsplash, and sleek black hardware. Retreat to the large master suite, which includes custom sliding-door closets and an en-suite bathroom featuring a double vanity with black accents and a walk-in shower. Outside, the private and peaceful 0.5-acre lot features a 2-car carport and an attached workshop complete with a sub-panel and 220V power. With no HOA, you have the freedom to enjoy your property your way, with plenty of room for parking, toys, or gardening. Move-in ready and waiting for you to call it home. Schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,067/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 8, 2026Listed$199,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $142/sq ft; this home is listed at $134/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 207 Cabot Lane, Satsuma, FL 32189Listed by SMILEEHOUSE AUCTION CO LLC | Apr 2026 | $181,000 | $126 | 3/2 | 1,440 | 11 | 0.3 |
| 123 Viceroy Drive, Satsuma, FL 32189Listed by LPT REALTY LLC | Apr 2025 | $180,000 | $148 | 3/2 | 1,216 | 17 | 0.3 |
| 123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INC | Aug 2026 | $127,000 | $112 | 2/2 | 1,134 | 38 | 0.4 |
| 133 Augusta Avenue, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Nov 2025 | $154,397 | $81 | 4/2.5 | 1,904 | 40 | 0.4 |
| 102 Alder Lane, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Aug 2026 | $265,000 | $155 | 3/2 | 1,715 | 10 | 0.5 |
| 114 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INC | Jun 2025 | $260,000 | $142 | 3/2 | 1,832 | 72 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALL SOLUTIONS REAL ESTATE, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines