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Sold

Sold·Closed Apr 16, 2025·17 days on market

123 Viceroy Drive

Satsuma, FL 32189

$180,000sold priceListed at $190,000 · 94.7% of asking$148/sqftMLS# 2070195
3
Beds
2
Baths
1,216
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA0.83 acresManufactured Home1 story

About this home

Satsuma

Welcome to your peaceful retreat in Satsuma, Florida! Located less than 1 mile from the St. John's River. Nestled on a spacious .81-acre lot, this beautifully maintained 3-bedroom, 2-bathroom single-wide mobile home offers the perfect blend of comfort, convenience, and country charm. Imagine waking up each morning to the tranquility of nature, sipping coffee on your large screened front porch as you watch the sun rise. The home comes FULLY furnished, so all you need to do is unpack and start living the good life. Step inside, and you'll be greeted by a living space that's both inviting and cozy. The kitchen has ample counter space and makes meal prep a breeze. The master suite is a true retreat with its own en-suite bathroom, providing a serene space to escape and recharge. Two additional bedrooms offer flexibility, whether you're accommodating guests, setting up a home office, or creating a hobby space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$997
Estimated total, before insurance$997/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$997
Principal & Interest: $997
Insurance (est.): $120
Estimated Total Monthly
$1,117
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $498/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
207 Cabot Lane, Satsuma, FL 32189Listed by SMILEEHOUSE AUCTION CO LLCApr 2026$181,000$1263/21,440110.4
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCAug 2026$127,000$1122/21,134380.5
107 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJul 2025$149,000$1402/21,0643340.5
103 Barter Drive, Satsuma, FL 32189Listed by REAL BROKER LLCAug 2026$275,000$1863/21,47890.6
325 Saratoga Drive, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCJun 2026$600,000$5002/21,20000.6
106 Acosta Creek Drive, Satsuma, FL 32189Listed by REAL BROKER LLCJun 2026$225,000$1813/21,2432461.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$190,000
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,216
Total Structure Area1,216 sq ft
Acres0.83 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address123 Viceroy Drive, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionHighlands
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size36,154.8 sq ft
Parcel Number391126823101400220

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchAwning(s), Covered, Front Porch, Rear Porch, Screened
FencingChain Link, Full, Other
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedFebruary 13, 2025
Days on Market17
Tax Amount$498.17
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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