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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·3 days on market

879 Songbird Drive

Orange Park, FL 32065

$550,000$149/sqftEst. $3,046/moMLS# 2168379
6
Beds
4
Baths
3,685
Sq Ft
2006
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $7/mo0.47 acresSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to spacious pool home living in the desirable Oakleaf Plantation West neighorhood! This impressive 6-bedroom, 4-bathroom home with a NEW roof and fresh interior paint offers plenty of room for family, guests, and entertaining. An inviting screened pool and covered patio are perfect for entertaining! Featuring an open floor plan, multiple living spaces, and so much more. Enjoy Florida living year-round with a screened-in pool and patio, paver fire pit, and large fenced backyard with preserve view—perfect for relaxing or hosting gatherings. Located within the sought-after Oakleaf Plantation community, residents enjoy an exceptional selection of amenities including athletic facilities, water parks, jogging trails, and more. The home is also conveniently located near K-12 schools, shopping, dining, and entertainment. With generous living space, desirable outdoor features, and access to an active community lifestyle, this home is an excellent opportunity in Oakleaf Plantation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Clay County$843
HOAbilled annually$7
Estimated total, before insurance$3,896/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,620/yr · $802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $843
Insurance (est.): $367
Estimated Total Monthly
$4,256
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,620/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
584 Chestwood Chase Drive, Orange Park, FL 32065Listed by SOMEDAY HOMES REALTY, LLC.Sep 2026$415,000$1564/2.52,66000.4
1123 Green Pine Circle, Orange Park, FL 32065Listed by THE LEGENDS OF REAL ESTATEJun 2026$550,000$1954/3.52,825270.6
1357 Eagle Crossing Drive, Orange Park, FL 32065Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2026$585,000$1964/42,983130.7
835 Laurel Valley Drive, Orange Park, FL 32065Listed by COLDWELL BANKER PREMIER PROPERTIESJun 2026$562,000$1615/3.53,4971250.9
4518 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by MOMENTUM REALTYSep 2026$445,000$1554/2.52,868511
3660 Middlebrook Drive, Orange Park, FL 32065Listed by WATSON REALTY CORPAug 2026$415,000$1545/42,701251

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$149
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,685
Acres0.47 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address879 Songbird Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionCreekview @ Oakleaf Plantation
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size20,473.2 sq ft
Parcel Number07042500786900212
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedOctober 8, 2026
Days on Market2
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameOakleaf Plantation West
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,620.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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