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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·3 days on market

23 Green Circle

Palm Coast, FL 32164

$299,425$201/sqftEst. $1,659/moMLS# 2168186
4
Beds
2
Baths
1,489
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $141/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Meet the Freeport+, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout with plenty of windows and a vaulted ceiling is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. The fourth bedroom is perfect for a home office, craft room, workout space, or guest to fit your lifestyle. The Freeport+ combines smart design and comfortable living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,659
HOAbilled monthly$141
Estimated total, before insurance$1,799/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,425
$59,885
Loan Term
Monthly Payment
$1,659
Principal & Interest: $1,659
Insurance (est.): $200
Estimated Total Monthly
$1,858
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,626 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Listed$299,425

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCOct 2026$299,900$1873/21,6041610.1
105 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1672/21,7994030.1
73 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$303,185$1692/21,7994100.1
43 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1873/21,6043420.1
79 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$304,900$1903/21,6043190.1
52 Pershing Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLCSep 2026$337,500$2173/21,5554280.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,425
Price / Sq Ft$201
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,489
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

Community Information

Address23 Green Circle, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionAmerican Village
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number1911310330000000080

Amenities

AmenitiesPool, Gated, Maintenance Grounds
Community FeaturesGated
UtilitiesElectricity Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedOctober 7, 2026
Days on Market0
HOA Fees$140.74 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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