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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·236 days on market

29 Green Circle

Palm Coast, FL 32164

$309,900$193/sqftEst. $1,717/moMLS# 2130377
↓ $40,000 below original list
3
Beds
2
Baths
1,604
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $201/moSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

READY NOW! Discover the Avon, a thoughtfully designed new home floorplan that's ideal for 55+ homebuyers seeking low-maintenance, single-story living. With approximately 1,604 square feet of living space, this home offers three bedrooms, two bathrooms, and a two-car garage. This floorplan is perfect for homeowners looking to downsize without compromising their comfort. Step inside the Avon to find a bright and expansive layout, where natural light pours in through large windows, creating a warm and inviting atmosphere for residents and guests alike. The Avon's open-concept living area seamlessly connects the kitchen, dining, and great room, making it easy to entertain or enjoy quiet nights at home. A covered lanai extends your living space outdoors, offering a great spot for morning coffee, evening relaxation, or hosting friends and family.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
HOAbilled monthly$201
Estimated total, before insurance$1,917/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,900
$61,980
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Insurance (est.): $207
Estimated Total Monthly
$1,923
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 21, 2026Pending$309,900
  • Aug 25, 2026Price change$309,900−$10,000
  • Aug 11, 2026Price change$319,900−$10,000
  • Jul 14, 2026Price change$329,900−$20,000
  • Feb 16, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCOct 2026$299,900$1873/21,6041610
31 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$349,795$1764/21,9863030
105 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1672/21,7994030.1
73 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$303,185$1692/21,7994100.1
43 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$299,900$1873/21,6043420.1
79 Green Circle, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$304,900$1903/21,6043190.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,900
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,604
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes
Direction FacesSoutheast

Community Information

Address29 Green Circle, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionAmerican Village
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number1911310330000000110
ZoningResidential

Amenities

AmenitiesPool, Gated, Maintenance Grounds
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 16, 2026
Days on Market212
HOA Fees$200.52 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines