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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·6 days on market

1200 Canopy Walk Lane 1214

Palm Coast, FL 32137

$234,900Est. $1,301/moMLS# 2167947
3
Beds
2
Baths
0
Sq Ft
2004
Built
—
Garage
No
Pool
FEMA Zone XHOA $780/moCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

**Coastal Living at Its Finest in Canopy Walk!** Experience the perfect blend of comfort, style, and resort-inspired living in this beautifully positioned **first-floor 3-bedroom, 2-bath condo** in the highly desirable Canopy Walk community. Enjoy easy, convenient first-floor living with tranquil fountain and pond views creating a peaceful backdrop throughout the main living areas. Designed for both relaxed living and effortless entertaining, the open floor plan features a light-filled great room that seamlessly connects to the kitchen and dinette. The spacious primary suite enjoys serene water views and features dual vanities and generous walk-in closets. Two additional bedrooms provide comfortable accommodations for guests, a home office, or flexible living space. Tile flooring throughout offers a clean, timeless aesthetic and easy maintenance. A detached garage with electricity adds valuable convenience and extra storage space and parking.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,301
HOAbilled monthly$780
Estimated total, before insurance$2,081/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,174/yr · $348/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$234,900
$46,980
Loan Term
Monthly Payment
$1,301
Principal & Interest: $1,301
Insurance (est.): $157
Estimated Total Monthly
$1,458
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,174/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Listed$234,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1200 Canopy Walk Lane 1233, Palm Coast, FL 32137Listed by REALTY EXECUTIVES OCEANSIDEJul 2026$212,000$1712/21,238700
1200 Canopy Walk Lane 1211, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$342,500$2003/21,71230
600 Canopy Walk Lane 635, Palm Coast, FL 32137Listed by MICHAEL DRYDEN, BROKERMay 2026$445,000$2603/21,7122170.1
500 Canopy Walk Lane 522, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$415,000$3013/21,3771910.1
210 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$320,000$2713/21,18100.6
193 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$335,000$2843/21,18100.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,900
Bedrooms3
Bathrooms2.00
Full Baths2
Year Built2004
TypeResidential
Sub-TypeCondominium
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address1200 Canopy Walk Lane 1214, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionCanopy Walk
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number3811310920000001214

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Park
Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewPond

Interior

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 5, 2026
Days on Market0
HOA Fees$780 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$4,173.7
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines