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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·Listed today

11038 Paddington Way

Jacksonville, FL 32219

$114,900Est. $613/moMLS# 2166681
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
HOA $92/mo2.56 acresUnimproved Land

About this home

Jacksonville

Bring your custom-home vision to this wooded 2.56-acre corner lot in Jacksonville Ranch Club! Across from the community equestrian area, this homesite offers spacious country living in a gated, deed-restricted neighborhood. Amenities include riding trails, bridle paths, a horse arena, equestrian pavilion, playground, picnic pavilion, dock, grills, and secure RV, boat, and trailer storage. Enjoy community lake access for canoeing and kayaking. The community borders a 400-acre wooded preserve and is near Cary State Forest, with access to Jacksonville's shopping, dining, airport, and major roadways. Explore the possibilities for your future home among the trees! Construction is subject to HOA and governmental approvals. Buyer to verify utilities, wetlands, easements, buildable area, and suitability for intended use.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$613
Property taxesest. at asking price, Duval County$188
HOAbilled annually$92
Estimated total, before insurance$893/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,390/yr · $116/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$114,900
$22,980
Loan Term
Monthly Payment
$613
Principal & Interest: $613
Property taxes (est.): $188
Insurance (est.): $77
Estimated Total Monthly
$878
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,390/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$114,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$114,900
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.56 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address11038 Paddington Way, Jacksonville, FL 32219
Area082-Dinsmore/Northwest Duval County
SubdivisionJacksonville Ranch Club
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size111,513.6 sq ft
Parcel Number0026510910

Amenities

AmenitiesOther, Barbecue, Gated, Management - Off Site, Park, Playground, RV/Boat Storage
Community FeaturesGated
UtilitiesElectricity Available, Sewer Available, Water Available

Exterior

Lot DescriptionCorner Lot

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
HOA Fees$1,100 / Annually
HOA FrequencyAnnually
Tax Amount$1,390.28
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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