Active·15 days on market
39 White House Drive
Palm Coast, FL 32164
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
Welcome to 39 White House Drive, an impeccably maintained 2018-built home offering 3 bedrooms, 2 bathrooms, and true move-in-ready convenience. Thoughtfully upgraded throughout, this home features durable ceramic tile flooring, a tile roof, granite countertops in the kitchen, bathrooms, and laundry room, Swiss Franke sinks, and upgraded Kohler plumbing fixtures and faucets. The well-equipped kitchen includes Bosch appliances, including the refrigerator and dishwasher, along with a propane gas range. Hurricane-impact windows and doors and a concrete tile roof provide added durability and peace of mind. Additional highlights include Maytag washer and dryer, window treatments, and a well and irrigation system. Meticulously cared for and beautifully appointed, this home is ready for its new owners..simply unpack and enjoy! Palm Coast offers the perfect blend of coastal charm and everyday convenience, with beautiful beaches, parks, trails, golf, boating, and local dining nearby.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · Palm Coast - building count > 0 within city limits
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,931/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 25, 2026Listed$340,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5 White Hall Drive, Palm Coast, FL 32164Listed by EXP REALTY LLC | Oct 2026 | $244,000 | $196 | 3/2 | 1,247 | 6 | 0.1 |
| 121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $237,500 | $159 | 4/2 | 1,497 | 10 | 0.4 |
| 70 Rae Drive, Palm Coast, FL 32164Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $292,000 | $175 | 3/2 | 1,668 | 8 | 0.7 |
| 23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLC | Sep 2026 | $270,000 | $158 | 3/2 | 1,713 | 289 | 0.9 |
| 24 Westfalls Lane, Palm Coast, FL 32164Listed by LANTERN REALTY, LLC. | Sep 2026 | $299,500 | $199 | 3/2 | 1,504 | 71 | 0.9 |
| 15 Royale Lane, Palm Coast, FL 32164Listed by LPT REALTY LLC | Jul 2026 | $300,850 | $169 | 3/2 | 1,783 | 52 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REMAX SELECT PROFESSIONALS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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