Sold·Closed Jul 21, 2026·52 days on market
15 Royale Lane
Palm Coast, FL 32164
About this home
Palm Coast
Welcome to 15 Royale Lane! Tucked away at the end of a quiet cul-de-sac in the gated Rivergate community, this beautifully updated 3-bedroom, 2-bath home offers comfort, peace of mind, and low-maintenance Florida living. Featuring a light-filled open layout with updated flooring throughout, this move-in ready home shines with all major systems already updated, including a newer roof, HVAC system, and water heater. The spacious kitchen opens seamlessly to the living and dining areas, while the screened lanai creates the perfect space to relax and enjoy the peaceful surroundings. The HOA handles landscaping, making everyday living easy and convenient. Located just minutes from shopping, dining, golf courses, walking trails, and the beach, this home combines privacy, convenience, and value in one of Palm Coast's most desirable gated communities. Schedule your private tour today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · Palm Coast - building count > 0 within city limits · Public water (record)
County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,961/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 22, 2026Closed$295,000
- May 1, 2026Listed$295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $165/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 25 Rymshaw Drive, Palm Coast, FL 32164Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $210,000 | $137 | 3/2 | 1,531 | 2 | 0.4 |
| 25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $319,000 | $171 | 4/2 | 1,862 | 174 | 0.6 |
| 33 Phoenix Lane, Palm Coast, FL 32164Listed by REAL ESTATE SERVICES OF PALM COAST | Sep 2026 | $338,000 | $172 | 4/2 | 1,960 | 143 | 0.6 |
| 71 Ryan Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $313,000 | $168 | 4/2 | 1,862 | 23 | 0.7 |
| 43 White Feather Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Sep 2026 | $360,000 | $167 | 4/3 | 2,151 | 130 | 0.7 |
| 47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLC | Sep 2026 | $389,900 | $182 | 4/2 | 2,148 | 5 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines