Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

Photo 1 / 70
Active

Active·Listed today

162 Hidden Palms Lane 201

Ponte Vedra Beach, FL 32082

$725,000Est. $3,870/moMLS# 2166492
3
Beds
2.5
Baths
0
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $950/moCondominium2 stories

About this home

Ponte Vedra Beach

Beachside convenience,RARE GARAGE SPACE, and polished interiors converge in this beautifully updated three-bedroom, two-and-a-half-bathroom condominium, offering 2,326 square feet in an intimate gated enclave. Just a short walk from the sand, it pairs the carefree coastal lifestyle with exceptional value—without sacrificing room to live, work, or host. One of just twenty residences across five buildings, this second-floor home lives entirely on one level. Tall ceilings and abundant windows fill the open layout with natural light, while hardwood floors, fresh paint, plantation shutters, and elegant draperies add a finished feel. The updated kitchen shines with quartz countertops, and the fully renovated better on the screened rear patio—possibly because THE BEACH IS PRACTICALLY YOUR NEIGHBOR! The two-car garage is an especially scarce find in Ponte Vedra Beach, providing secure parking and valuable storage. Paver driveways and walkways enhance the community's curb appeal, & residents

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,870
Property taxesest. at asking price, St. Johns County$965
HOAbilled monthly$950
Estimated total, before insurance$5,785/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,299/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$3,870
Principal & Interest: $3,870
Property taxes (est.): $965
Insurance (est.): $483
Estimated Total Monthly
$5,319
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,299/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Year Built2006
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address162 Hidden Palms Lane 201, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionPortofino At Ponte Vedra
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0686100521
ZoningCondominium

Amenities

AmenitiesPool, Gated
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Sprinkler System, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot, Many Trees
Patio / PorchRear Porch, Screened
RoofTile
ConstructionBlock, Concrete
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 25, 2026
Days on Market0
HOA Fees$950 / Monthly
HOA FrequencyMonthly
HOA NamePortofino At Ponte Vedra
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,299.02
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines