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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

2564 W 23rd Street

Jacksonville, FL 32209

$2,814,000$240/sqftEst. $14,902/moMLS# 2165796
26
Beds
16
Baths
11,749
Sq Ft
1968
Built
Garage
No
Pool
FEMA Zone OPEN WATERNo HOA4,792 sqft lotMulti Family

About this home

Jacksonville

Incredible and unique opportunity to acquire a diversified collection of six residential investment properties across Jacksonville, ranging from historic multifamily assets in the city's highly desirable urban core neighborhoods to renovated single-family residential rental properties in established neighborhoods. The portfolio combines established rental income with multiple investment strategies, including traditional long-term rentals, furnished short- and mid-term rentals, workforce rentals, historic multifamily housing and properties offering potential future owner-occupant appeal. Several of the signature assets are located within Jacksonville's established historic neighborhoods, where walkability, architectural character and limited multifamily inventory support strong long-term rental demand. Other properties provide high-yield opportunities at accessible acquisition prices as well as exposure to newer suburban residential communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$14,902
Property taxesest. at asking price, Duval County$4,595
Estimated total, before insurance$19,497/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$36,391/yr · $3,033/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,814,000
$562,800
Loan Term
Monthly Payment
$14,902
Principal & Interest: $14,902
Property taxes (est.): $4,595
Insurance (est.): $1,876
Estimated Total Monthly
$21,373
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone OPEN WATER

Verify the exact designation at msc.fema.gov.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 1968)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $36,391/yr

Estimated taxes if purchased at asking price: ~$55,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Listed$2,814,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,814,000
Price / Sq Ft$240
Bedrooms26
Bathrooms16.00
Full Baths15
Half Baths2
Square Footage11,749
Acres0.11 acres
Year Built1968
TypeResidential Income
Sub-TypeMulti Family
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2564 W 23rd Street, Jacksonville, FL 32209
Area031-Riverside
SubdivisionGrand Park
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size4,791.6 sq ft
Parcel Number0477990000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer, Septic Tank
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral, Varies by Unit
CoolingCentral Air, Varies by Unit, Wall/Window Unit(s)
FlooringLaminate, Tile, Wood
LevelsOne, Two
LaundryMultiple Locations
SecurityOther

Exterior

Lot DescriptionHistoric Area, Other
RoofOther
ConstructionBrick, Block, Stucco, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 21, 2026
Days on Market0
Tax Amount$36,391
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC · carmengodwinrealty@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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