Active·24 days on market
2677 Bella Flora Drive
Green Cove Springs, FL 32043
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Brand new, energy-efficient home available by Dec 2026! Prepare dinner while catching up on the day's events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy. Now Selling. Building on the success of its initial phase, Lakes at Bella Lago Premier Series offers a new collection of beautifully crafted single-family homes in Green Cove Springs. Thoughtfully designed floorplans are complemented by resort-style amenities and scenic community lake. Located in desirable Clay County, residents enjoy a peaceful setting with convenient access to the First Coast Expressway and the greater Jacksonville area. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 30, 2026Price change$324,990−$3,000
- Sep 16, 2026Listed$327,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3013 Bella Collina Way, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $329,990 | $179 | 4/3 | 1,842 | 319 | 0 |
| 3582 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $356,990 | $163 | 4/3 | 2,193 | 16 | 0.1 |
| 3590 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $340,990 | $185 | 4/3 | 1,842 | 78 | 0.1 |
| 3606 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $334,990 | $182 | 4/2 | 1,840 | 75 | 0.1 |
| 3594 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $352,990 | $161 | 4/3 | 2,193 | 50 | 0.1 |
| 2948 Adelaide Road, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $327,000 | $172 | 3/2 | 1,897 | 95 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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For Sale3687 Bella Sera LaneGreen Cove Springs, FL 32043
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$315,990Est. $1,682/moBrand new, energy-efficient home available by Dec 2026! This inviting single-story home offers four bedrooms, two…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines