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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Active

Active·6 days on market

11394 Kittrell Pines Terrace

Jacksonville, FL 32220

$264,999$119/sqftEst. $1,403/moMLS# 2164699
4
Beds
2
Baths
2,233
Sq Ft
2014
Built
Garage
No
Pool
FEMA Zone XNo HOA0.62 acresMobile Home1 story

About this home

Jacksonville

Move-in ready 2014 double-wide mobile home on a spacious 0.62-acre lot on the Westside of Jacksonville! With 2,233 sq. ft. of living space, this 4-bedroom, 2-bath home features a split floor plan, two living rooms, and a large kitchen with island. The oversized owner's suite has an added space ideal for a private sitting room. The expansive en-suite bath has dual sinks, a large soaking tub with separate shower, and a walk-in closet. Enjoy rural living with plenty of elbow room while staying conveniently close to I-10. Updates include a new roof in 2025 and HVAC replaced in 2020. Storage shed included. A great opportunity for comfortable Westside living!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,403
Property taxesest. at asking price, Duval County$433
Estimated total, before insurance$1,836/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,535/yr · $128/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$264,999
$53,000
Loan Term
Monthly Payment
$1,403
Principal & Interest: $1,403
Property taxes (est.): $433
Insurance (est.): $177
Estimated Total Monthly
$2,013
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,621 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,535/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Active$264,999
  • Sep 11, 2026Listed$264,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$264,999
Price / Sq Ft$119
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,233
Acres0.62 acres
Year Built2014
TypeResidential
Sub-TypeMobile Home
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address11394 Kittrell Pines Terrace, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionWhitehouse
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size27,007.2 sq ft
Parcel Number0018200245

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 16, 2026
Days on Market4
Tax Amount$1,534.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · Casey.Clearman@FloridaNetworkRealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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