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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near Tocoi Creek High School.

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Active·Listed today

27 Holly Ridge Way

St. Augustine, FL 32092

$675,000$269/sqftEst. $3,506/moMLS# 2164682
4
Beds
3
Baths
2,507
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

St. Augustine

The Dream Home Finders popular AVALON Model floor plan features an open living room with 4 bedrooms, 3 bath, 3 car garage. This home features a Gourmet Kitchen, tray ceiling, White kitchen cabinets, quartz countertops and tile plank flooring. Standard features include blinds, security system prewire, 10' CEILINGS, 5 1/4 BASEBOARDS, 8' INTERIOR DOORS, TILE SURROUND IN ALL BATHS, and pavers.

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,506
Principal & Interest: $3,506
Property taxes (est.): $898
Insurance (est.): $450
Estimated Total Monthly
$4,854
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,506
Property taxesest. at asking price, St. Johns County$898
HOAbilled monthly$150
Estimated total, before insurance$4,554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 13, 2026Active$675,000
  • Sep 7, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000
Price / Sq Ft$269
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,507
Total Structure Area3,494 sq ft
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address27 Holly Ridge Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionHolly Landing Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Lot Dimensions60 by 130
Parcel Number0103630540
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesJack and Jill Bath, Open Floorplan
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedSeptember 13, 2026
Days on Market0
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Tax Amount$334
Tax Year2025
Listing TermsCash, FHA, Private Financing Available, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: US REALTY HUB

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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