Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Active

Active·Listed today

8516 240th Street

O'Brien, FL 32071

$575,000$247/sqftEst. $2,987/moMLS# 2164651
3
Beds
2
Baths
2,328
Sq Ft
2024
Built
1
Garage
Yes
Pool

About this home

O'Brien

Beautiful 2024 custom-built 3BR/2BA concrete block home on 10.01 acres located on a paved road in O'Brien! Enjoy peaceful country living without giving up easy access. This thoughtfully designed home features an open floor plan, large bedrooms, engineered hardwood flooring, quartz countertops, stone kitchen backsplash, gas range, plantation shutters and custom Roman shades. The oversized laundry/workroom is a standout with butcher-block counters, utility sink and custom shelving--perfect for storage, hobbies, canning or homesteading. Both baths feature tiled floors and showers, with a separate soaking tub in the primary bath. Approximately 3/4 of the property is fenced with 2x4 no-climb horse fencing and includes approximately 5-acre and 2-acre pastures with a thick Bahia mix, plus a 20x20 pole barn. Additional improvements include a metal carport, sheds with concrete floors, chicken coops, frost-free spigots and established fruit and nut trees, muscadines and mature landscaping. Built

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$2,987
Principal & Interest: $2,987
Insurance (est.): $383
Estimated Total Monthly
$3,370
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,987
Estimated total, before insurance$2,987/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,557 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 12, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,328
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesNone
Is WaterfrontNo

Community Information

Address8516 240th Street, O'Brien, FL 32071
Area843-Suwannee County-Southeast
Subdivision**verifying Subd**
CityO'Brien
CountySuwannee
StateFL
Zip Code32071
Parcel Number3305S14E03732002020
ZoningAgricultural

Amenities

UtilitiesElectricity Available
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionAgricultural
FencingFenced
RoofMetal
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ASSIST2SELL FULL SERVICE REALTY LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines