Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 2
Active

For Rent·5 days on market

1640 Summerdown Way

St. Johns, FL 32259

$3,200/moMLS# 2164650

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

MOLLY PLUDE · UNITED REAL ESTATE GALLERY mollyplude@gmail.com
4
Beds
3
Baths
2,319
Sq Ft
2004
Built
2
Garage
No
Pool

About this home

St. Johns

Beautiful maintained 4-bedroom, 3-bath home available now in the highly desirable Julington Creek area, located within the gated Plantation Grove community. This home features a thoughtfully designed split-bedroom floor plan offering both privacy and flexibility. The front bedroom includes its own private full bathroom, making it ideal for guests, extended family, or a home office. Two additional bedrooms share a full bathroom, while the spacious primary suite is privately situated in a separate area of the home. The home is move-in ready and features updated appliances, water softener, washer and dryer, and a well-maintained interior. Lawn service is included in the monthly rent. Residents enjoy access to the community pool as well as Julington Creek Plantation master community amenities. LEASE TERMS & QUALIFICATIONS • See documentation

Cost to own

Mortgage calculator

$3,200
$640
Loan Term
Monthly Payment
$17
Principal & Interest: $17
Property taxes (est.): $4
Insurance (est.): $2
Estimated Total Monthly
$23
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$431,549$377,946
2024$416,587$366,587
2023$412,772$362,772
2022$375,519$160,024
2021$266,514$153,907
2020$244,463$151,092

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$3,200
Price / Sq Ft$1
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,319
Year Built2004
TypeResidential Lease
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address1640 Summerdown Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPlantation Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number2498370370

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Playground, Security
UtilitiesCable Connected, Electricity Connected, Water Connected
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard

Exterior

FencingBack Yard, Vinyl
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 12, 2026
Days on Market6
55+ CommunityNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

MOLLY PLUDE

UNITED REAL ESTATE GALLERY

mollyplude@gmail.com

When you’re ready to buy, come back — Krista would love to help you find your home.

20+ years · 500+ closings · NE Florida

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines