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This home is in St Augustine South, St. Augustine.

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Active

Active·Listed today·St Augustine South

108 Mohegan Road

St. Augustine, FL 32086

$350,000$251/sqftEst. $1,818/moMLS# 2164428

Beds

Baths

1,392

Sq Ft

1990

Built

Garage

Pool

About this home

St Augustine South

Charm, space, and endless opportunity await in the highly sought-after St. Augustine South community! This 3-bedroom, 2-bathroom home is a true diamond in the rough, offering the perfect canvas for the buyer ready to bring their vision to life. Inside, you'll find a spacious layout highlighted by a beautiful skylight that fills the home with natural light, along with a generous walk-in closet offering plenty of storage. Buyers can also enjoy real peace of mind on major systems, with a 2017 roof, 2016 AC, and a brand-new 2025 water heater already in place. Outside, a handy storage shed adds even more functional space for tools, hobbies, or extra storage. Sitting on a comfortable lot in one of St. Augustine's most beloved neighborhoods, this home puts you just minutes from historic downtown St. Augustine, pristine beaches, top-rated dining, and everyday conveniences. Whether you're an investor, a renovator, or a buyer looking to create your dream home, this property is bursting with

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$1,818

Principal & Interest: $1,818

Property taxes (est.): $466

Insurance (est.): $233

Estimated Total Monthly

$2,517

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,818

Property taxesest. at asking price, St. Johns County$466

Estimated total, before insurance$2,284/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,355 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 11, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000

Price / Sq Ft$251

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,392

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionFixer

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address108 Mohegan Road, St. Augustine, FL 32086

Area335-St Augustine South

SubdivisionSt Augustine South

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Parcel Number2280601207

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPrivate Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Window FeaturesSkylight(s)

Exterior

Patio / PorchFront Porch, Patio, Screened

RoofShingle

ConstructionStucco

Other StructuresShed(s)

Additional Information

Date ListedSeptember 11, 2026

Days on Market0

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

The neighborhood

About St Augustine South

St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine South homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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