This home is in Jacksonville.
Pending·22 days on market
430 W 63rd Street
Jacksonville, FL 32208
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Solid investment or starter home opportunity in the established Tallulah/North Shore area! This 3-bedroom, 1.5-bath single-family residence features over 1,300 sq. ft. of living space with functional layout potential. Situated on a quiet residential street with convenient proximity to Main Street, I-95, downtown Jacksonville, and local parks. Great bones and strong character, ready for your personal updates or next cash-flowing addition to your rental portfolio. Schedule your showing today!
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,555 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,661/yr
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 9, 2026Pending$195,000
- Sep 9, 2026Listed$195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Panama Terrace
For Sale6717 N Pearl StreetJacksonville, FL 32208
3 bd · 2 ba · 1,392 sq ft
$175,000Est. $931/moWelcome to this fully remodeled 3-bedroom, 2-bathroom home conveniently located just minutes from Springfield and…
Listing Office: keller williams realty atlantic partners southside
For Sale506 W 67th StreetJacksonville, FL 32208
3 bd · 2 ba · 1,460 sq ft
$235,000Est. $1,251/moCharming all brick home on a roomy corner lot. Three bedrooms, 2 full bathrooms, large family room, dining room and…
Listing Office: watson realty corp
For Sale6802 Barberie StreetJacksonville, FL 32208
3 bd · 1 ba · 1,115 sq ft
$150,000Est. $798/moPRICE REDUCED! This home is being offered as-is and has been competitvely priced to reflect its current condition.…
Listing Office: 1 realty corp
For Sale7304 N North Shore DriveJacksonville, FL 32208
3 bd · 2 ba · 896 sq ft
$240,000Est. $1,277/moSubject to third-party approval, including VA. Short sale. Tenant occupied please do not disturb tenant. Showings by…
Listing Office: momentum realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines