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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 27, 2026·2 days on market

108 Tea Olive Drive

Palm Coast, FL 32137

$369,498sold priceListed at $369,498 · 100% of asking$184/sqftMLS# 2163893
4
Beds
2
Baths
2,003
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $33/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Palm Coast

For Comp Purposes Only

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,047
HOAbilled quarterly$33
Estimated total, before insurance$2,079/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,446/yr · $204/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,498
$73,900
Loan Term
Monthly Payment
$2,047
Principal & Interest: $2,047
Insurance (est.): $246
Estimated Total Monthly
$2,293
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,446/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2026Listed$369,498

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
83 Golden Bell Avenue, Palm Coast, FL 32137Listed by NON MLS (realMLS)Aug 2026$403,000$1804/32,23910.1
6 Aucilla Place, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$434,253$2142/22,029520.5
43 Reverie Drive, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$470,000$2092/22,252700.6
47 Reverie Drive, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$505,000$1953/2.52,588790.6
1 Jackson Blue Place, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$380,000$1872/22,029970.8
20 Ellaville Drive, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$484,900$1963/22,4681200.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,498
Price / Sq Ft$184
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,003
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address108 Tea Olive Drive, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSomerset
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number0411305571000001810

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Electric Oven, Microwave
HeatingCentral, Electric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 8, 2026
Days on Market2
HOA Fees$98 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,445.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: NON MLS (realMLS)

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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