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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

For Rent·21 days on market

644 Navigators Road

St. Johns, FL 32259

$3,500/moMLS# 2162222

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Inna Moskalyk · HERRON REAL ESTATE LLC sales@innamk.com
4
Beds
3
Baths
2,239
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

St. Johns

Move-in ready! Welcome to this beautifully upgraded 4-bedroom, 3-bath ICI-built home offering 2,239 sq. ft. of stylish and comfortable single-story living in a gated community with a pool, clubhouse, and playground. Designed with both comfort and functionality in mind, this home features soaring ceilings, abundant natural light, and a private study - perfect for working from home. The gourmet kitchen is the heart of the home, featuring stacked cabinetry, a gas cooktop, an expansive island, and walk-in pantry. The spacious primary suite offers privacy, a generous walk-in closet, and a beautiful walk-in shower. Enjoy outdoor living from the screened-in lanai, complete with two utility sinks, and a fully fenced backyard with established garden beds. Extras included for your convenience: washer, dryer, water softener, and reverse osmosis filtration system. Just bring your furniture and make yourself at home! Schedule the showing today! Also offered for Sale!

Cost to own

Mortgage calculator

$3,500
$700
Loan Term
Monthly Payment
$19
Principal & Interest: $19
Property taxes (est.): $5
Insurance (est.): $2
Estimated Total Monthly
$26
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$495,300$495,300
2024$497,970$497,970
2023$150,000$150,000

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$3,500
Price / Sq Ft$2
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,239
Year Built2023
TypeResidential Lease
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address644 Navigators Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMiddlebourne
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0098210200

Amenities

AmenitiesPool, Clubhouse, Gated, Park, Playground
UtilitiesElectricity Connected, Water Connected
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Other
HeatingCentral
CoolingCentral Air
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Patio / PorchCovered, Patio, Screened
FencingFull
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 27, 2026
Days on Market15
55+ CommunityNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

Inna Moskalyk

HERRON REAL ESTATE LLC

sales@innamk.com

When you’re ready to buy, come back — Krista would love to help you find your home.

20+ years · 500+ closings · NE Florida

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