Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 31

Pending

Pending·71 days on market

694 Navigators Road

St. Johns, FL 32259

$3,995/moMLS# 2154374

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

TIEA VINCENT · NXT LEVEL REAL ESTATE Tiealevelsup@gmail.com

Beds

Baths

2,851

Sq Ft

2023

Built

Garage

Pool

About this home

St. Johns

Like-new 2023-built home for rent in the gated community of Middlebourne in St. Johns! This beautifully maintained home offers 4 bedrooms, 3 full bathrooms, a private office, an oversized loft, and a 2-car garage. The spacious primary suite is conveniently located on the first floor and features a large walk-in closet, dual vanities, and a walk-in shower. The open-concept layout showcases wood-look flooring, stainless steel appliances, and numerous upgrades throughout. An enclosed attic provides additional storage, while the covered patio is perfect for relaxing or entertaining. With modern finishes, generous living space, and a prime location near top-rated St. Johns County schools, shopping, and dining, this exceptional rental is move-in ready and offers the perfect blend of comfort, style, and convenience.

Cost to own

Mortgage calculator

Home Price

$3,995

Down Payment: 20%

$799

Interest Rate: 6.95%

Loan Term

Monthly Payment

$21

Principal & Interest: $21

Property taxes (est.): $5

Insurance (est.): $3

Estimated Total Monthly

$29

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $653,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$559,250	$374,786	—
2023	$150,000	$150,000	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Features

Price$3,995

Price / Sq Ft$1

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,851

Acres0.14 acres

Year Built2023

TypeResidential Lease

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address694 Navigators Road, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionMiddlebourne

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,098.4 sq ft

Parcel Number0098210140

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)