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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·26 days on market

3119 Rosselle Street

Jacksonville, FL 32205

$219,000$215/sqftEst. $1,160/moMLS# 2162202
$4,000 below original list
3
Beds
1
Baths
1,018
Sq Ft
1917
Built
1
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Refreshed early-20th-century cottage in Murray Hill. Enjoy historic living in this 3-bedroom home with a presence dating back to 1917 and rebuilt in 1980. NEW vinyl floors throughout, tankless water heater, finished indoor laundry room, modern walk-in shower, refinished kitchen with two-tone cabinets, quartz counters, and new refrigerator, and full interior / exterior paint. Living room featuring non-functioning fireplace with adjoining foyer and dining room. Spacious primary and two more bedrooms, ideal for an office or hobby room. Fully fenced backyard. Sizable detached garage with flexibility for covered parking, workshop, or storage. No HOA or rental restrictions. Walking distance to Powers Park 3 blocks away. Quick access to I-10 and I-95 via McDuff Ave. 5 mins to the eclectic businesses of Murray Hill. 10 mins to The Shoppes of Avondale, King Street District, Five Points, Brooklyn, and Downtown Jacksonville. Become part of one of Jacksonville's vibrant and historic neighborhoods.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,160
Property taxesest. at asking price, Duval County$358
Estimated total, before insurance$1,517/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,550/yr · $213/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$219,000
$43,800
Loan Term
Monthly Payment
$1,160
Principal & Interest: $1,160
Property taxes (est.): $358
Insurance (est.): $146
Estimated Total Monthly
$1,663
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1917)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,308 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,550/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Price change$219,000$4,000
  • Aug 27, 2026Listed$223,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,000
Price / Sq Ft$215
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,018
Total Structure Area1,550 sq ft
Acres0.11 acres
Year Built1917
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryPinedale
MiddleLake Shore
HighRiverside

Community Information

Address3119 Rosselle Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size4,791.6 sq ft
Lot Dimensions50 x 101 x 50 x 101
Parcel Number0634220000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Gated

Interior

Interior FeaturesEntrance Foyer, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesElectric Water Heater, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionHistoric Area
FencingBack Yard, Chain Link, Wood
RoofShingle
ConstructionFiber Cement, Wood Siding
Other StructuresWorkshop

Additional Information

Date ListedAugust 27, 2026
Days on Market26
Tax Amount$2,550.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP · christian@christianoliva.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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