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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Pending

Pending·27 days on market

794 Shores Boulevard

St. Augustine, FL 32086

$695,000Est. $3,680/moMLS# 2161954
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XNo HOA2.80 acresUnimproved Land

About this home

St. Augustine

Offered at $695,000, 2.8 acres of unimproved commercial land strategically located at the corner of Shores Blvd and US-1. The property consists of three lots and is zoned PUD, offering an excellent opportunity for commercial or mixed-use development, subject to applicable zoning and development approvals. Approximately 150 feet of frontage along US-1 provides strong visibility and accessibility. Water and sewer are available. Located at a prominent entry point to the St. Augustine Shores area with convenient access to US-1, downtown St. Augustine, I-95, and area beaches. Wetlands are minimal and able to be mitigated.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,680
Property taxesest. at asking price, St. Johns County$925
Estimated total, before insurance$4,605/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,122/yr · $177/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$695,000
$139,000
Loan Term
Monthly Payment
$3,680
Principal & Interest: $3,680
Property taxes (est.): $925
Insurance (est.): $463
Estimated Total Monthly
$5,069
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,122/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Pending$695,000
  • Aug 26, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.80 acres
TypeLand
Sub-TypeUnimproved Land
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address794 Shores Boulevard, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size121,968 sq ft
Parcel Number2720240000
ZoningPUD

Amenities

UtilitiesElectricity Available, Water Available
SewerPublic Sewer
Water SourcePublic

Exterior

Lot DescriptionCorner Lot, Wooded
Road SurfaceAsphalt
Road FrontageCity Street, Highway

Additional Information

Date ListedAugust 26, 2026
Days on Market12
Tax Amount$2,122.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo

Listing Courtesy of: ALSOP PROPERTIES INC · bp@alsopcompanies.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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