Active·54 days on market
2781 Pointed Leaf Road
Green Cove Springs, FL 32043
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Nestled among rolling farmlands and green hills of Lake Asbury is the master-planned community of Granary Park. With its small-town Florida living and resort-like amenities, it offers the perfect family-centric lifestyle. Located at the front of the community, at the end of the cul-de-sac is this four-year young, Lennar built, one-level, 3-bedroom, 2.5 bath bungalow. Built strong with fiber cement siding, architectural roof and brick driveway - this home's premium construction is evident throughout. This enhanced Alexia floor plan now includes a larger foyer with adjacent guest powder bath, leaving the other baths for personal use. Step inside and you are captured by the wide-open floor plan and the spectacular view of a large span of community protected greenspace with shady pines, moss draped oaks and the community clubhouse and amenities' center beyond. This perfect view is shared throughout most of the home, brick-floor screened lanai and yard.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,553 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:27 AM, sunset 7:00 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,371/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 10, 2026Price change$304,000−$13,000
- Aug 19, 2026Listed$317,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2745 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $330,000 | $181 | 4/2 | 1,821 | 74 | 0.3 |
| 2735 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $315,870 | $213 | 3/2 | 1,484 | 88 | 0.3 |
| 2822 Southern Fern Court, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICES | Oct 2026 | $341,000 | $217 | 3/2 | 1,571 | 33 | 0.4 |
| 3083 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $329,985 | $152 | 4/3 | 2,172 | 87 | 0.4 |
| 2746 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $327,490 | $151 | 4/3 | 2,172 | 31 | 0.4 |
| 3091 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $332,485 | $153 | 4/3 | 2,172 | 109 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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