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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·45 days on market

274 Brookchase Lane W

Jacksonville, FL 32225

$399,999$231/sqftEst. $2,135/moMLS# 2160000
↓ $9,901 below original list
3
Beds
2
Baths
1,730
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $42/mo6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this well-maintained 3-bedroom, 2-bath home offering 1,730 square feet of comfortable living space in the desirable Springbrook community. The split-bedroom floor plan features separate living and dining areas, a breakfast nook, and a spacious kitchen with plenty of room for everyday living and entertaining. The primary suite offers two closets, dual vanities, a garden tub, separate shower, and private water closet. Enjoy Florida living from the large covered patio overlooking the fenced backyard. Major improvements include a replaced HVAC system, water heater, garage door, and sprinkler system, offering added peace of mind for the next owner. A two-car garage and convenient location near schools, shopping, dining, and major roadways complete the package. Move-in ready and waiting for its next owner!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,135
Property taxesest. at asking price, Duval County$653
HOAbilled annually$42
Estimated total, before insurance$2,830/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,506/yr · $292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,999
$80,000
Loan Term
Monthly Payment
$2,135
Principal & Interest: $2,135
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,055
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,506/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Price change$399,999−$9,901
  • Aug 13, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,999
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,730
Acres0.14 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address274 Brookchase Lane W, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionSpringbrook
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size6,098.4 sq ft
Parcel Number1652655485

Amenities

AmenitiesPool, Clubhouse
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Patio
ConstructionStucco

Additional Information

Date ListedAugust 13, 2026
Days on Market14
HOA Fees$500 / Annually
HOA FrequencyAnnually
Tax Amount$3,506.46
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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