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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·46 days on market

3643 Walsh Street

Jacksonville, FL 32205

$895,000$197/sqftEst. $4,778/moMLS# 2159802
7
Beds
5.5
Baths
4,538
Sq Ft
1931
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotTriplex

About this home

Jacksonville

A unique investment opportunity in the heart of historic Avondale! This well-maintained triplex sits on an oversized lot just blocks from Boone Park and some of Avondale's best restaurants and shopping, giving tenants an unbeatable lifestyle and location. The property also features a large private parking area and courtyard. Fully occupied with immediate cash flow, the unit mix includes one 3 bed/2.5 bath, a 2 bed/ 2 bath and 2 bed/1 bath units, all with updated kitchens and baths featuring quartz countertops and stainless steel appliances. The 3-bedroom unit stands out with wood floors, high ceilings, and space for a home office. With all units leased, this turnkey property delivers strong, consistent rental income in one of Jacksonville's most sought-after neighborhoods. Investors also have the flexibility to convert back to a single-family home with over 4,000 square feet, or house hack by living in the 3-bedroom unit while renting the other two. A great addition to any portfolio!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$4,778
Property taxesest. at asking price, Duval County$1,461
Estimated total, before insurance$6,239/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,806/yr · $1,067/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$895,000
$179,000
Loan Term
Monthly Payment
$4,778
Principal & Interest: $4,778
Property taxes (est.): $1,461
Insurance (est.): $597
Estimated Total Monthly
$6,836
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1931)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,208 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,806/yr

Estimated taxes if purchased at asking price: ~$17,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 12, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$895,000
Price / Sq Ft$197
Bedrooms7
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,538
Acres0.25 acres
Year Built1931
TypeResidential Income
Sub-TypeTriplex
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3643 Walsh Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiverside Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size10,890 sq ft
Parcel Number0917290000

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot, Historic Area
ConstructionBrick

Additional Information

Date ListedAugust 12, 2026
Days on Market33
Tax Amount$12,806.43
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: KST GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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