Active·60 days on market
370 Madeira Drive
Orange Park, FL 32073
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Nestled in the Meadowbrook neighborhood of Orange Park, Florida, 370 Madeira Drive is a charming single-family residence featuring 4 bedrooms and 2 bathroom across 1,132 square feet of living space. Bonus room that could be a flex space, den, or 5th bedroom. Close to the Orange Park Mall and surrounding restaurants. Built in 1960, this home has undergone several recent updates to enhance its comfort and appeal. HVAC in 2022, ROOF completed in 2019. Vinyl plank flooring throughout this home. Kitchen has been recently updated and entire home was painted. A true must see! This home makes for a great Investment opportunity or for a 1st time homebuyer.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · Clay County Utilities
County records show this parcel on central sewer served by Clay County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,559 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,995/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 5, 2026Price change$210,000−$10,000
- Aug 11, 2026Listed$220,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 398 Toccoa Road, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $218,000 | $210 | 3/1.5 | 1,040 | 83 | 0.2 |
| 465 Sigsbee Court, Orange Park, FL 32073Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $249,900 | $231 | 3/2 | 1,082 | 12 | 0.3 |
| 366 Blairmore Boulevard E, Orange Park, FL 32073Listed by WATSON REALTY CORP | Jun 2026 | $280,000 | $216 | 3/2 | 1,294 | 41 | 0.3 |
| 405 W Clermont Drive, Jacksonville, FL 32073Listed by 1 REALTY CORP | Aug 2026 | $132,500 | $153 | 3/1 | 864 | 35 | 0.4 |
| 472 Sigsbee Road, Orange Park, FL 32073Listed by REDFIN CORPORATION | Jul 2026 | $245,000 | $178 | 4/2 | 1,380 | 43 | 0.4 |
| 552 S Clermont Avenue S, Orange Park, FL 32073Listed by ROUND TABLE REALTY | Sep 2026 | $240,000 | $178 | 3/2 | 1,352 | 18 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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