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This home is in The Overlook Condos, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·3 days on market·The Overlook Condos

10550 Baymeadows Road 924

Jacksonville, FL 32256

$209,000$148/sqftEst. $1,076/moMLS# 2159496

Beds

Baths

1,408

Sq Ft

2000

Built

—

Garage

Pool

About this home

The Overlook Condos

Also listed for rent @ $1795/ Month MLS # 2159498 Welcome to your new home! This is a wonderful opportunity to reside in a community tailored for a lifestyle of comfort and leisure. Enjoy access to fantastic amenities, including a sparkling pool, a well-equipped fitness center, and a friendly clubhouse that features on-site management to assist you. This beautifully updated condo boasts fresh paint, new flooring, and modern ceiling fans, creating a bright and airy atmosphere you'll love coming home to. Picture yourself relaxing on the screened balcony, which offers breathtaking views of two serene lakes. With the largest 3-bedroom floorplan available in the community, you'll have over 1,400 square feet of living space, providing ample room for all your furnishings and decor.

Cost to own

Mortgage calculator

Home Price

$209,000

Down Payment: 20%

$41,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,076

Principal & Interest: $1,076

Property taxes (est.): $341

Insurance (est.): $139

Estimated Total Monthly

$1,556

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,076

Property taxesest. at asking price, Duval County$341

HOAbilled monthly$445

Estimated total, before insurance$1,862/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,276/yr · $273/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,276/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 10, 2026Listed$209,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$209,000

Price / Sq Ft$148

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,408

Acres0.01 acres

Year Built2000

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address10550 Baymeadows Road 924, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionThe Overlook

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size435.6 sq ft

Parcel Number1677587025

Amenities

AmenitiesCar Wash Area, Clubhouse, Fitness Center, Maintenance Grounds, Management- On Site

UtilitiesElectricity Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Carport

ViewLake

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringLaminate

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)