Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Active

For Rent·38 days on market

284 Palmetto Ridge Road

St. Augustine, FL 32095

$1,745/moMLS# 2159417

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Sudha Thayver · TG PROPERTY MANAGEMENT sthayver@thetgpm.com

Beds

2.5

Baths

1,308

Sq Ft

2026

Built

—

Garage

Pool

About this home

St. Augustine

Be the first to call this stunning brand-new 3-bedroom, 2.5-bath townhome in desirable Stokes Landing home! The bright, open-concept main level features durable hardwood flooring, abundant natural light, and spacious living and dining areas. The modern kitchen boasts white cabinetry, quartz countertops, stainless steel appliances, and ample storage. A convenient half bath and full-size washer/dryer complete the first floor. Upstairs, all three bedrooms feature plush carpet, including a spacious primary suite with a walk-in closet and en-suite bath with walk-in shower. Enjoy peaceful pond views from the screened-in patio, perfect for relaxing or entertaining. Smart home technology and modern finishes add convenience, while HOA lawn care provides low-maintenance living. Minutes from I-95, historic St. Augustine, beaches, shopping, dining, and top-rated St. Johns County schools!

Cost to own

Mortgage calculator

Home Price

$1,745

Down Payment: 20%

$349

Interest Rate: 6.95%

Loan Term

Monthly Payment

Principal & Interest: $9

Property taxes (est.): $2

Insurance (est.): $1

Estimated Total Monthly

$13

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$48,000	$48,000	—
2024	$40,000	$40,000	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.