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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·64 days on market

248 S 1st Street

Macclenny, FL 32063

$274,500$181/sqftEst. $1,520/moMLS# 2159222
↓ $18,000 below original list
3
Beds
2
Baths
1,516
Sq Ft
2002
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Charming and well-cared-for 3-bedroom, 2 bathroom home located in a mature, established neighborhood just minutes from local schools and a quaint historic district. This home features a massive laundry room, 2 car garage, durable metal roof and offers a spacious, fully fenced backyard--perfect for outdoor living, pets, or entertaining. A great opportunity to enjoy comfort, convenience, and character in a desirable location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,520
Estimated total, before insurance$1,520/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,479/yr · $123/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$274,500
$54,900
Loan Term
Monthly Payment
$1,520
Principal & Interest: $1,520
Insurance (est.): $183
Estimated Total Monthly
$1,703
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0040495 - Macclenny WWTF · Public water (record)

County records show this parcel on central sewer served by FL0040495 - Macclenny WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,479/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$274,500−$10,500
  • Sep 13, 2026Price change$285,000−$7,500
  • Aug 7, 2026Listed$292,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
464 E Shuey Avenue, Macclenny, FL 32063Listed by MOMENTUM REALTYOct 2026$391,000$2003/2.51,9542230.2
330 S 4th Street, Macclenny, FL 32063Listed by SMILEEHOUSE AUCTION CO LLCApr 2026$229,000$1703/21,344220.3
277 Milton Street, Macclenny, FL 32063Listed by MARK SPAIN REAL ESTATEOct 2025$297,950$2043/21,462910.4
533 E Ohio Avenue, Macclenny, FL 32063Listed by COWFORD REALTY & DESIGN LLCSep 2026$245,000$2263/21,086690.5
511 North Boulevard, Macclenny, FL 32063Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCOct 2026$265,000$2153/21,2301510.6
489 Timberlane Drive, Macclenny, FL 32063Listed by REMI REALTY, LLCAug 2026$240,000$2113/21,138200.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,500
Price / Sq Ft$181
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,516
Total Structure Area1,677 sq ft
Acres0.23 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address248 S 1st Street, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionMetes & Bounds
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size10,018.8 sq ft
Parcel Number322S22004900630015

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofMetal
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 8, 2026
Days on Market54
Tax Amount$1,478.65
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HAMILTON HOUSE REAL ESTATE GROUP, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines