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Active

Active·214 days on market

1041 NE County Rd 125

Lawtey, FL 32058

$299,000$140/sqftEst. $1,536/moMLS# 2126486

Beds

Baths

2,136

Sq Ft

2026

Built

—

Garage

Pool

About this home

Lawtey

This classic 5/3 sits in a quaint neighborhood of manufactured homes, each on 1+ acre lots, and offers up everything one could desire in a home! Step into a modern, airy living room that flows seamlessly into a kitchen designed for cooking, gathering and everyday convenience, complimented by plenty of rich cabinetry and ample countertop space. The dining area is the perfect spot for family meals or exciting game nights. The owner's suite is spacious with a sizable walk-in closet, and gives way to a glamour bathroom that boast a large soaking tub, separate shower and dual vanity. The split bedroom floorplan offers privacy for the owners' suite with four additional guest bedrooms and two guest baths. The laundry room is the ideal size for a big family. All of this, on a 1.01-acre lot - that gives plenty of room to roam around and store

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,536

Principal & Interest: $1,536

Insurance (est.): $199

Estimated Total Monthly

$1,735

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,536

Estimated total, before insurance$1,536/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,515 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 22, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000

Price / Sq Ft$140

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,136

Year Built2026

TypeResidential

Sub-TypeManufactured Home

StyleTraditional

Property ConditionUnder Construction

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLawtey

MiddleBradford

HighBradford

Community Information

Address1041 NE County Rd 125, Lawtey, FL 32058

Area521-Bradford County-NE

SubdivisionMetes & Bounds

CityLawtey

CountyBradford

StateFL

Zip Code32058

Parcel Number01174A00400

ZoningResidential

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPrivate Sewer, Septic Tank

Water SourcePrivate, Well

ParkingOther

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup