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This home is in Jacksonville.

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Active·1 day on market

5530 Hyde Grove Avenue

Jacksonville, FL 32210

$259,990$142/sqftEst. $1,341/moMLS# 2158996

Beds

Baths

1,832

Sq Ft

1957

Built

—

Garage

Pool

About this home

Jacksonville

Situated on a spacious corner lot at the end of a quiet dead-end street, this charming single-family home offers over 1,800 square feet of comfortable living space in an excellent location. Freshly painted, the home features a well-appointed kitchen, a formal dining room, and a functional layout perfect for everyday living. Enjoy the peace of mind of a 2-year-old HVAC system, along with the convenience of a covered carport. No HOA bring your boat or RV. Public boat launch right down the street! Ideally located just minutes from Hyde Park Golf Club, shopping, dining, and major roadways, this move-in-ready home is a fantastic opportunity. Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$259,990

Down Payment: 20%

$51,998

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,341

Principal & Interest: $1,341

Property taxes (est.): $425

Insurance (est.): $173

Estimated Total Monthly

$1,939

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,341

Property taxesest. at asking price, Duval County$425

Estimated total, before insurance$1,765/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,547/yr · $129/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,547/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History