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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today

1974 San Marie Drive N

Jacksonville, FL 32217

$560,000$235/sqftEst. $2,855/moMLS# 2158544
3
Beds
2
Baths
2,388
Sq Ft
1954
Built
2
Garage
No
Pool

About this home

Jacksonville

Filled with timeless charm, this 3BR/2BA, 2,388 SqFt home is tucked away on a private cul-de-sac in desirable San Jose. Thoughtfully renovated while preserving its original craftsmanship, the home features refinished hardwood floors, crown molding, large picture windows, and wood-burning fireplace. The bathrooms have been renovated and updated kitchen includes new appliances with a gas range. A unique guest bedroom offers built-in shelving and a queen-sized bed frame. Relax or entertain on the expansive 1,100 SF wood deck overlooking serene Christopher Creek being surrounded by mature landscaping. Additional improvements include PVC plumbing, an irrigation system, and French drains with a sump pump. A rare opportunity to own a home with enduring style, warmth, and a truly inviting setting.

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$2,855
Principal & Interest: $2,855
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,143
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,855
Property taxesest. at asking price, Duval County$914
Estimated total, before insurance$3,770/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,466 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000
Price / Sq Ft$235
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,388
Acres0.33 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address1974 San Marie Drive N, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Marie
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size14,374.8 sq ft
Parcel Number1497650000
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage
ViewOther
Waterfront TypeCreek

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Open Floorplan, Pantry, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Oven, Gas Range, Microwave, Washer
HeatingCentral
CoolingCentral Air, Split System
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchDeck
RoofShingle
ConstructionConcrete, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 4, 2026
Days on Market0
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RYAN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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