Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 31
Active Under Contract

Active Under Contract·51 days on market

20331 NW 71st Place

Starke, FL 32091

$180,000$156/sqftEst. $953/moMLS# 2158139
3
Beds
2
Baths
1,152
Sq Ft
1989
Built
Garage
No
Pool
FEMA Zone ANo HOA1.87 acresManufactured Home1 story

About this home

Starke

Privacy and abundant outdoor space nicely compliment the newest listing in Starke, Florida. Featuring a 3 bed 2 full bath home, with a large carport for convenient storage of your cars, truck, boat or atvs. Shade trees dripping with Spanish moss take you back to another time, while the grassy field beckons a frisbee or any other activities that require a humongous yard. Outdoor entertaining and dining area, large enough for all the backyard BBQ's is a lovely space to sit and take it all in. Country views from the screened in porch at back entry is perfect for watching the butterflies go from flower to flower. Crepe myrtles are still in bloom, and the grass is kept short, ready for you to take your time and soak in all the possibilities here. Brand New Windows and Trim! Motivated Sellers, see this one today before it's too late.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$953
Estimated total, before insurance$953/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$180,000
$36,000
Loan Term
Monthly Payment
$953
Principal & Interest: $953
Insurance (est.): $120
Estimated Total Monthly
$1,073
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 2, 2026Active Under Contract$180,000
  • Aug 12, 2026Active$180,000
  • Aug 7, 2026Active Under Contract$180,000
  • Aug 1, 2026Listed$180,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$180,000
Price / Sq Ft$156
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,152
Total Structure Area1,440 sq ft
Acres1.87 acres
Year Built1989
TypeResidential
Sub-TypeManufactured Home
StyleOther
StatusActive Under Contract
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address20331 NW 71st Place, Starke, FL 32091
Area522-Bradford County-NW
Subdivision**verifying Subd**
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size81,457.2 sq ft
Lot Dimensions170x190x185x250
Parcel Number00596000103 (1993) HX HB

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCovered, Detached Carport, Guest, Off Street, RV Access/Parking, Secured, Other
ViewTrees/Woods, Other

Interior

Interior FeaturesCeiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Wall/Window Unit(s)
FlooringLaminate, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionAgricultural, Corner Lot, Few Trees
Patio / PorchDeck, Porch, Screened, Side Porch
FencingOther, Fenced, Back Yard, Cross Fenced, Wire
RoofMetal
ConstructionVinyl Siding, Wood Siding
Other StructuresOutdoor Kitchen, Shed(s)
Road SurfaceAsphalt, Dirt, Paved

Additional Information

Date ListedAugust 1, 2026
Days on Market32
Listing TermsCash, Conventional, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY · soldbyfrances@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines