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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·64 days on market

29 56th Street E

Jacksonville, FL 32208

$169,900$139/sqftEst. $907/moMLS# 2157433
↓ $15,000 below original list
3
Beds
1
Baths
1,224
Sq Ft
1950
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

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Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

MAJOR PRICE ADJUSTMENT on this cute rehabbed 3/1 mid-century bungalow. New windows, doors, kitchen, appliances, HVAC, plumbing, electric and more. Great floor plan with florida room, living, dining, eat in kitchen and 3 good size bedrooms. Enjoy the large fenced yard from the new back deck. 6' metal fence with gate in front.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$907
Property taxesest. at asking price, Duval County$277
Estimated total, before insurance$1,184/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,200/yr · $183/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$169,900
$33,980
Loan Term
Monthly Payment
$907
Principal & Interest: $907
Property taxes (est.): $277
Insurance (est.): $113
Estimated Total Monthly
$1,298
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:20 AM, sunset 7:12 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,200/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Price change$169,900−$10,000
  • Aug 13, 2026Price change$179,900−$5,000
  • Jul 29, 2026Active$184,900
  • Jul 6, 2026Listed$184,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$169,900
Price / Sq Ft$139
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,224
Total Structure Area1,416 sq ft
Acres0.14 acres
Year Built1950
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address29 56th Street E, Jacksonville, FL 32208
Area071-Brentwood/Evergreen
SubdivisionPanama Gardens
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size6,098.4 sq ft
Lot Dimensions50 x 124
Parcel Number0341790000
ZoningResidential

Amenities

Community FeaturesSuburban, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGated, Off Street

Interior

Interior FeaturesEntrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionHistoric Area
Patio / PorchDeck
FencingOther, Fenced, Full, Wood
RoofShingle
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedJuly 29, 2026
Days on Market28
Tax Amount$2,199.88
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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